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Manual - From $368.55 BW (OAC) Automatic Parking, Cooled Seats, Heads Up Display, Lane Assist, Leather Seats, Navigation System
City: 11.8L/100 km • Hwy: 8.3L/100 km
  • Body Style
    Sedan
  • Engine
    2.0L 4Cyl
  • Exterior Colour
    Blue
  • Transmission
    Manual
  • Drivetrain
    AWD
  • Stock
    P1392
  • Fuel Type
    Gasoline
  • 19,230 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

We spent $1209.31 so you don't have to!

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

This 2024 Volkswagen Golf R Manual, with just 19,230 km on the odometer, presents an exhilarating blend of performance and sophistication. Dressed in a striking blue exterior complemented by a matching blue interior, this AWD sedan is powered by a responsive 2.0L 4-cylinder engine paired with a dynamic manual transmission, offering an engaging driving experience. Comfort and convenience are paramount, with features such as air conditioning, heated and cooled leather seats, and power seats ensuring a refined cabin environment. Advanced technology abounds, including an intuitive navigation system, a heads-up display, automatic parking, and lane assist for enhanced safety and ease. Entertainment is well-covered with satellite radio, smart device integration, and a Wi-Fi hotspot, keeping you connected on the go. Practical elements like alloy wheels, a backup camera, and parking sensors add to its appeal, making every journey a pleasure.

With AWD, a manual gearbox, this Golf R checks all the boxes: row-your-own gearbox, all-weather traction, and power that'll send you back in your seat.

Finance from
$159 w
$47,895.00 x 96 months @ 8.49% APR with $0.00 down payment (estimated financing rate, cost of borrowing $18,129.97). Plus HST and license.
Sale Price
$49,123
$47,895
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Comfortline 4MOTION
City: 10.6L/100 km • Hwy: 8L/100 km
  • Body Style
    SUV
  • Engine
    2.0L 4Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1526
  • Fuel Type
    Gasoline
  • 71,524 km
Finance from
$94 w
$28,499.00 x 96 months @ 8.49% APR with $0.00 down payment (estimated financing rate, cost of borrowing $10,787.89). Plus HST and license.
Sale Price
$30,574
$28,499
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Execline 3.6 FSI 4MOTION - From $284.79 BW (OAC) Navigation System, Sunroof / Moonroof, Leather Seats, Automatic Parking, Lane Assist, Remote Start
City: 13.8L/100 km • Hwy: 10.2L/100 km
  • Body Style
    SUV
  • Engine
    3.6L 6Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1429
  • Fuel Type
    Gasoline
  • 96,640 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

  • New front brake pads

  • New front brake rotors

  • New rear brake pads

  • New rear brake rotors

  • 2 new tires

We spent $3584.46 so you don't have to!

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

This stunning 2022 Volkswagen Atlas Execline 3.6 FSI 4MOTION, presented in a sophisticated gray exterior with a comfortable black interior, offers exceptional versatility and comfort for up to seven passengers. With just 96,640 KM on the odometer, this all-wheel-drive SUV is powered by a robust 3.6L 6-cylinder gasoline engine paired with a smooth automatic transmission. Its comprehensive service history demonstrates diligent care, with recent attention including an oil and filter change, air filter replacement, and complete brake service encompassing new front and rear brake pads and rotors. Additionally, two tires were recently replaced and balanced, along with a four-wheel alignment performed to ensure optimal handling. A full automatic transmission service, fluids check, and a detailed vehicle wash were also completed, reflecting a meticulously maintained history. This Atlas comes remarkably well-equipped with an array of desirable features such as a navigation system, power sunroof, luxurious leather seating, and heated front seats for ultimate comfort. Practical amenities include a backup camera, automatic parking assist, lane assist, remote start, satellite radio, Smart Device Integration, and a Wi-Fi hotspot.

Finance from
$123 w
$34,318.00 x 84 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $10,512.69). Plus HST and license.
Sale Price
$39,451
$34,318
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
  • Body Style
    SUV
  • Engine
    2.0L 4Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1524
  • Fuel Type
    Gasoline
  • 89,509 km
Finance from
$107 w
$29,799.00 x 84 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $9,128.37). Plus HST and license.
Sale Price
$30,854
$29,799
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
From $154.12 BW (OAC) Navigation System, Heated Seats, Backup Camera, Smart Device Integration, Alloy Wheels
  • Body Style
    Sedan
  • Engine
    1.4L 4Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    FWD
  • Stock
    P1506
  • Fuel Type
    Gasoline
  • 132,904 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

This 2021 Volkswagen Golf Hatchback, presented in a crisp white exterior with a sophisticated black interior, offers a blend of practicality and comfort for your daily drives. Under the hood, a responsive 1.4L 4-cylinder engine paired with an automatic transmission delivers efficient performance and a smooth ride, complemented by its front-wheel-drive system. With a current odometer reading of 132,904 KM, this Golf has been diligently maintained, as evidenced by consistent service records. Its history includes multiple vehicle services, with specific attention given to suspension components, including the replacement of front struts and sway bar links at 132,895 KM, ensuring a stable and comfortable journey. The cabin is thoughtfully equipped with modern conveniences such as air conditioning for those warmer days, heated seats for optimal comfort in cooler Canadian temperatures, and power windows for easy operation. Technology features abound with a clear backup camera, Bluetooth connection for seamless device pairing, and smart device integration to keep you connected. Navigate with ease thanks to the integrated navigation system, while cruise control takes the stress out of highway travel. Keyless entry adds convenience to your routine, and the vehicle rides on stylish alloy wheels. Brake assist further enhances safety, providing confidence on every road. Enjoy a wide array of entertainment options with satellite radio capabilities.

Finance from
$66 w
$18,399.00 x 84 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $5,636.19). Plus HST and license.
Sale Price
$20,851
$18,399
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Trendline 4MOTION - From $132.17 BW (OAC) Air Conditioning, Alloy Wheels, Backup Camera, Bluetooth Connection, Heated Seats, Lane Assist
City: 11.5L/100 km • Hwy: 8.7L/100 km
  • Body Style
    SUV
  • Engine
    2.0L 4Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1485
  • Fuel Type
    Gasoline
  • 164,124 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

  • New engine air filter

  • New cabin air filter

  • Front disk brake service

  • Rear disk brake service

We spent $1,290.91 so you don't have to!

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

The 2020 Volkswagen Tiguan Trendline 4MOTION is a versatile SUV, presented in a crisp white exterior with a sophisticated black interior. This all-wheel-drive model is powered by an efficient 2.0L 4-cylinder gasoline engine paired with an automatic transmission, making it well-suited for Canadian roads and various driving conditions. With 164,124 KM on the odometer, its service history reflects diligent care. Regular maintenance includes an oil and filter change completed at 19,565 KM and again at 86,185 KM, ensuring its engine received proper lubrication. Comprehensive brake service was performed at 68,396 KM, including the replacement of front brake rotors, rear brake pads, and rear brake rotors. At 86,185 KM, tires were changed, and more recently, the battery was replaced at 158,133 KM, indicating proactive attention to key components. Further services included an engine/powertrain computer/module check and fuel system inspections, highlighting a well-maintained operational history. Equipped with modern conveniences, this Tiguan is ready for its next adventure.

Finance from
$64 w
$15,779.00 x 72 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $4,095.17). Plus HST and license.
Sale Price
$19,587
$15,779
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Highline 3.6 FSI 4MOTION - From $236.30 BW (OAC) Sunroof / Moonroof, Navigation System, Cooled Seats, Lane Assist, Remote Start, Backup Camera
City: 13.8L/100 km • Hwy: 10.2L/100 km
  • Body Style
    SUV
  • Engine
    3.6L 6Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1492
  • Fuel Type
    Gasoline
  • 70,158 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

This 2019 Volkswagen Atlas Highline 3.6 FSI 4MOTION, finished in a sleek black exterior with a matching black leather interior, presents an exceptional blend of comfort and capability. Powering this 7-passenger SUV is a robust 3.6-litre 6-cylinder gasoline engine paired with an automatic transmission and Volkswagen's confident AWD system, ensuring a smooth and responsive drive across varying Canadian conditions. The extensive feature set includes heated and cooled leather seating, a panoramic sunroof, a navigation system, and a convenient backup camera. Lane Assist and parking sensors enhance driver awareness, while smart device integration and satellite radio keep you connected and entertained. Remote start, keyless entry, power seats, and power windows add to the convenience. A review of the vehicle's history reveals a service record from October 2023, where the vehicle underwent servicing, an inspection, an alignment check, and a tire check, all performed by a service facility, demonstrating diligent care. With a mileage of 70,158 KM, this Atlas is ready for its next adventure, offering a refined driving experience for families and individuals alike.

Finance from
$114 w
$28,210.00 x 72 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $7,321.42). Plus HST and license.
Sale Price
$33,547
$28,210
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
From $181.73 BW (OAC) Backup Camera, Bluetooth Connection, Heated Seats, Smart Device Integration, Alloy Wheels, Cruise Control
  • Body Style
    Sedan
  • Engine
    1.4L 4Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    FWD
  • Stock
    P1488
  • Fuel Type
    Gasoline
  • 30,688 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

  • New engine air filter

  • New cabin air filter

  • New front brake pads

  • New front brake rotors

  • New rear brake pads

  • New rear brake rotors

We spent $2,472.89 so you don't have to!

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

This 2019 Volkswagen Golf Comfortline is one of those vehicles that just gets everything right—efficient, practical, and surprisingly fun to drive, all wrapped up in a clean, timeless hatchback design.

Powered by the 1.4L turbocharged engine, it delivers a great mix of fuel efficiency and responsive performance. It’s quick where it needs to be, especially around town, and smooth on the highway, making it an ideal daily driver. Paired with an 8-speed automatic transmission, it’s easy to drive while still offering a bit of engagement when you want it.

Inside, the Comfortline trim adds a nice balance of comfort and functionality. The cabin is well laid out, with quality materials and a clean, user-friendly design. Heated seats, a leather-wrapped steering wheel, and smart device integration all add to the everyday comfort, while the hatchback layout gives you excellent versatility. With the rear seats folded down, there’s plenty of cargo space for whatever your day calls for.

This unit really stands out when it comes to maintenance. It has been consistently serviced through Volkswagen dealerships, showing a strong and detailed service history from new. Regular oil changes, inspections, brake checks, and tire rotations have been completed at proper intervals. More in-depth maintenance has also been taken care of, including brake servicing with rear pads and rotors replaced, brake fluid flush, and even module reprogramming through Volkswagen. Most recently, it has had additional servicing including oil changes and tire replacement, keeping everything up to date.

With low kilometers and this level of documented care, it’s clear this Golf has been very well looked after. It offers a great combination of efficiency, practicality, and peace of mind.

If you’re looking for a clean, reliable hatchback with excellent service history and everyday usability, this 2019 Volkswagen Golf Comfortline is an easy choice.

Finance from
$88 w
$21,696.00 x 72 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $5,630.82). Plus HST and license.
Sale Price
$25,874
$21,696
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Highline 4MOTION - From $187.87 BW (OAC) Alloy Wheels, Heated Seats, Lane Assist, Leather Seats, Navigation System, Sunroof / Moonroof
City: 11.1L/100 km • Hwy: 8.1L/100 km
  • Body Style
    SUV
  • Engine
    2.0L 4Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1499
  • Fuel Type
    Gasoline
  • 78,978 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

Experience the sophisticated capability of this 2019 Volkswagen Tiguan Highline 4MOTION, a versatile SUV with 78,978 KM on the odometer. Dressed in a sleek Gray exterior with a refined Black interior, this Tiguan blends style with practicality. Enjoy premium features such as power leather seating, a panoramic sunroof, and a navigation system to guide your adventures. For added peace of mind, it includes a backup camera, parking sensors, and advanced lane assist technology. This Tiguan has been diligently maintained, benefiting from a pre-delivery inspection and detailing in December 2018. Its tires were checked and mounted in January 2019, with a further replacement occurring in November 2021. Battery and charging system checks were completed in July and November 2020. A comprehensive service in September 2021 included a full maintenance inspection, alignment, brake service with new front and rear brake pads and rear rotors, engine oil and filter change, cabin air filter replacement, and wiper blade replacement, along with the installation of window tint. Another oil and filter change was performed in April 2022, ensuring this vehicle is ready for its next owner.

Finance from
$91 w
$22,429.00 x 72 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $5,821.06). Plus HST and license.
Sale Price
$25,874
$22,429
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Highline 3.6 FSI 4MOTION - From $175.89 BW (OAC) Navigation System, Sunroof / Moonroof, Cooled Seats, Heated Seats, Lane Assist, Smart Device Integration
City: 13.7L/100 km • Hwy: 10.1L/100 km
  • Body Style
    SUV
  • Engine
    3.6L 6Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1446A
  • Fuel Type
    Gasoline
  • 120,980 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

Discover this capable 2018 Volkswagen Atlas Highline 3.6 FSI 4MOTION, a sophisticated SUV with a sleek black exterior and a refined black interior, currently showing 120,980 KM. This 4-door, 7-passenger vehicle is powered by a robust 3.6L 6-cylinder gasoline engine paired with a smooth automatic transmission and all-wheel drive, ready for any Canadian adventure. Its history reflects diligent care, with numerous service records indicating regular maintenance. These include multiple oil and filter changes performed at various trusted service centres, ensuring its engine remains well-lubricated and efficient. The vehicle has also received a four-wheel alignment, headlight adjustments, and tire balancing, contributing to a smooth and stable ride. Key components like the catalytic converter have been replaced, and in recent maintenance, the air filter, front brake pads, and front brake rotors were addressed. Additionally, a comprehensive service included an alignment check, brake inspection, brake fluid flush/change, spark plug replacement, and tire rotation, demonstrating a commitment to its ongoing performance. Inside, you'll find a comfortable cabin equipped with air conditioning, heated seats, and cooled seats for year-round comfort. Advanced technology features include a navigation system, a backup camera, parking sensors, and smart device integration, keeping you connected and aware. Convenience is enhanced with keyless entry, power seats, power windows, and remote start. For entertainment, satellite radio and Bluetooth connectivity are on hand, while safety is bolstered by lane assist and brake assist. The driving experience is further elevated by stylish alloy wheels and a panoramic sunroof / moonroof.

Finance from
$100 w
$100.34/ weekly for 60 months @ 8.99% APR (estimated financing rate, cost of borrowing $5,089.76). $0.00 down payment. Plus HST and licence. OAC.
Sale Price
$26,451
$20,999
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
From $117.23 BW (OAC) Backup Camera, Heated Seats, Alloy Wheels, Bluetooth Connection, Keyless Entry, Cruise Control
  • Body Style
    SUV
  • Engine
    2.0L 4Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    AWD
  • Stock
    P1519
  • Fuel Type
    Gasoline
  • 104,351 km

Our Arrow Certification has ensured that we have completed the following:

  • Full Synthetic Oil Change

  • Full Arrow Certification Inspection

  • Setting of tire pressures

  • New Wiper Blades

  • Road test

You can apply online at arrow-motors . ca / get-approved. We also offer a free no obligation instant trade value tool on our site too! Arrow Motors provides flexible financing for all whether you're building credit or already have established credit. Our professional team secures competitive rates for every financial situation ensuring a straightforward hassle-free experience.

We're pleased to offer special financing incentives made possible by commissions from our lending partners—savings we believe should go directly to you. That's why our listed finance price is 3% lower than the cash price. For more information on pricing and available payment options, just chat with your sales representative—we’re always happy to help!

This 2016 Volkswagen Tiguan Comfortline, with 104,351 KM, offers a refined driving experience complemented by a diligent service history. Undergone extensive care, this all-wheel drive SUV has received regular oil and filter changes, comprehensive brake services including the replacement of both front and rear pads and rotors, and numerous tire services such as mounting, balancing, and replacements. Its maintenance record also highlights multiple four-wheel alignments for optimal handling, an air filter replacement, brake fluid flush, fuel injection system service, and a battery replacement. This Tiguan has also benefited from significant engine component maintenance, including a comprehensive engine refreshment, ensuring long-term reliability. Powered by its efficient 2.0L 4-cylinder engine, this vehicle comes well-equipped with air conditioning, stylish alloy wheels, a convenient backup camera, Bluetooth connectivity, cruise control, heated seats for colder mornings, keyless entry, and power windows, all designed to enhance your comfort and convenience.

Finance from
$67 w
$66.87/ weekly for 60 months @ 8.99% APR (estimated financing rate, cost of borrowing $3,392.12). $0.00 down payment. Plus HST and licence. OAC.
Sale Price
$15,841
$13,995
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.
Finance from
$10 w
$9.55/ weekly for 60 months @ 8.99% APR (estimated financing rate, cost of borrowing $484.52). $0.00 down payment. Plus HST and licence. OAC.
Sale Price
$3,500
$1,999
Price listed is a finance only price and does not include taxes and licensing fees. Cash price is 3% more.